Tuesday, September 18, 2007 

Is The Planet Pluto Transforming Your Life?

Astrologers often speak of how the larger planets have a powerful impact on our lives. Nothing confirms this more than the transit of Pluto through your birth chart.

After you are born, Pluto continues to move through the psychic sky of your birth chart. When it comes in contact with any one of the energy fields of the personal planets, Sun, Moon, Mercury, Venus or Mars, which are shown in your chart, feelings, reactions, and tendencies are set off that bring transforming changes in your life. You no longer seem to be in control of your life.

Upon hearing this, many readers will wonder how on earth can a cold and dark planet, millions of miles away, and half the size of the Moon's orbit, have any effect on their lives?

In the psychic realm, distance is not a factor. Only in the outer world do we experience the illusion of time and space. In your inner space, no such boundaries exist. This means that the specific events that relate to Pluto's energies are felt by people everywhere, regardless of linear reasoning and the limitations of time and space.

Many of my clients have been astounded by my explanation of what has happened to them. They say that no one else has ever been able to explain to them what they have not been able to explain to themselves.

If you are going through intense emotional experiences and great changes are taking place in your life, it may be wise to consult an astrologer. He or she can pull back the curtain of your mind and reveal the inner landscape of what is happening deep in your psyche.

It does not matter whether you believe in these experiences or not. Simply investigate what Pluto means in your birth chart and you will understand its transforming power when it comes for a visit one day.

2005 Randall Curtis

Randall Curtis is a professional astrologer with world-wide clients. Click on this link for insights into your relationships, amazing astrology lessons, professional analysis of your life and where you are headed now.

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Microfinance In Brazil

Further to a recent journey to Santo Estevao in the interior of Bahia State, Brazil, I felt strongly that something had to be done urgently. Although the people are delightful and extremely hospitable there remains a lot of work to be undertaken by NGO's, local government and Capital Markets.

Further to the fantastic work of the Kiva.org I was inspired to make contact with local organisations and arranged a journey with small local initiatives to take stock of the situation. Currently, I believe that there are many gaps in the market which can be a mutually beneficial arrangement to both local NGO's and Microfinance Partners worldwide. However, further capital must be invested from global financial markets if the next generation of children in Brazil, and the rest of the developing world, are to survive the quantum leap from a sustainable existence to the age of technology.

If the North is to Aid the South, there must be a collective and dedicated effort at both the conscious and subconscious levels. It requires a small input from each person to arrive at global harmony. By taking on a small task each day, each of us can help pave the way for future generations. Managing Microfinance Projects requires compassion, commitment and a sense of justice. The rewards are great and include self satisfaction due to the positive effects on the individual, their families and the community at large.

In conclusion, we must act now if we are to repay our debt to the nations of South America by investing in local organisations and partnering with microfinance organisations across the world. This is the only way which we will restore peace, balance and harmony to avoid global warming, war and famine.

Archie Fegan works in the financial sector, specialising in Hedge Funds. He is currently aiding various charities in Brazil.

http://www.justgiving.com/steventhom

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4 Sex Mistakes That Single Parents Make

There is no greater responsibility than being a parent. These are the ones the you love and care for the most. You would do anything to make sure they are protected. The question is are your sexual decisions putting your children at risk?

These are some of the sexual decisions that may be harming your children.

1. Allowing sleepovers. This is just a bad decision. If you are not in a committed relationship with this person, then your kids don't need to see a different person most mornings. 2 or more times a week does nothing but make you look easy. This is not the message you want to send your children

2. Not taking time for yourself. There should be a time when you can just concentrate on your pleasure. This may be tough will all the busy schedules and demands on your time. You will be more relaxed and feel better once you have taken the time to please yourself. Your children will also thank you because now you will be less stressed and more loving.

3. Sharing your current sexual situation with your children. There are just some things that you need to keep to yourself. Problems between you and your "friend" should not be discussed with your children. They are not your counselors or therapist. If you must discuss this find a good friend. That does not include you children.

This is also true of the details of your sex life if it is good. All the details of your exciting evenings should just be good memories for you not visual images that you share with your child. Spare them the stories and enjoy them just for yourself.

4. Not knowing the sexual background of the person you are having sex with. You may be unknowingly exposing your children to a sexual predator. Many sexual predators use the parent to get to the children.

If your children are going to be around this person, make sure you have a complete background check done. This is information that you need to know. Make the sexual decision to be informed about who you have around your children.

Being a single parent does not mean that you can no longer have an exciting sex life. You deserve to be happy. It does mean that the sexual decisions that you make are important to those around you. Just make sure these decisions are the best for you and your children.

I hope that you like this article. If you did do me a favor and accept this FREE TRIAL Membership. It is quick, easy and best of all, did I mention it was FREE.

Also for more tips visit my site at http://www.hotwomensecrets.com I wish you the best in your relationships.

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Construct a Win-Win Offer on Your Next Investment Property

You want to make some quick cash right?

I know, I was there. I needed a check as much as I needed oxygen.

Most struggling entrepreneurs do at the start of their careers.

Don't worry. Its easier than you think.

We've been talking about WHOLESALING, so you've been driving around. You've spotted a house that looks like something out of the movie Monster House.

You figured an estimate of repairs. (If you need more help determining this, refer back to my article titled Quick and Simple Method to Estimating Repairs).

You found the owner through tax records and sent them a letter asking to buy their house.

Now they've called you and want to sell.

Now what?

Prescreen the seller by asking all the right questions. (Refer back to my article, When a Seller Calls Ask The Right Questions).

You like what the seller has to say, so now you make the offer.

Scary?

Not at all!

Heres a very simple formula for constructing a Win-Win offer.

Determine the Value in Good Condition (After Repair Value). (Theres an article on my website titled Whats It Worth. Refer to it if you have any questions).

Multiply the Value x 70%

(This will cover any closing costs, holding costs, sales costs

and profit and any hedge factor or screw up on repair estimate)

Subtract the estimate of repairs.

This will equal your Maximum Allowable Offer.

[After Repair Value (ARV) x 70%] - Repairs = Maximum Offer

Note: Subtract at least $3,000 from the maximum offer.

Heres an example of one of my recent deals:

ARV = $170,000

Repairs = $15,000

$170,000 (ARV) x 70% = $119,000

$119,000 - $15,000 (Repairs) = $104,000

I subtracted another $5,000 making my offer to the seller at $99,000

My seller accepted the offer.

(Note: Can you see that even if he didn't accept my offer, I had room to increase the offer if I had to?)

I assigned the contract to another investor adding $11,000 for my services. (My investor paid $110,000)

He was going to do the repairs himself.

If he was able to do the repairs for $15,000 or less and sell the house for retail ($170,000), he walked away with a cool profit of $45,000.

You see how It was a Win-Win-Win?

My seller got rid of an eyesore for $99,000 that he couldn't

afford to maintain.

I made $11,000 and didn't ever own the house.

My buyer potentially made $45,000 profit.

Do you see how you're performing a service to both your buyers and your sellers and making a good living at the same time?

How many of those deals do you need to do in a month to replace your current income?

I'm guessing at least one. Or maybe even half of one.

Don't underestimate the power of wholesaling. It's truly amazing how many sellers want to get rid of junkers that they can't maintain.

Keep in mind that this method of constructing offers only works on JUNKERS.

I'll teach you how to construct offers on pretty houses in another issue.

Get out there and start making offers. You're gonna love the results!

Talk to you soon.

Register for your fr*ee newsletter, "Secrets to Real Estate Wealth with No Money Down" at:

http://www.6sinternational.com/

Toby Lynn has been teaching No Money Down real estate techniques as a speaker, workshop and seminar leader

Get your FR*EE Secrets to Real Estate Wealth with No Money Down at

http://www.6sinternational.com/

Copyright 2006

Don't miss your opportunity to grab your copy of Toby's Brand New #1 Best Selling Book, "Overcoming Obstacles as a No Money Down Real Estate Investor." Click this link now to get yours.

http://www.6sinternational.com/resources.php

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