Macon

A visit to Niagara Falls is a must for anyone visiting Ontario, Canada. They are absolutely spectacular close up and the noise is deafening. A ride on the maid of the Mist is an experience and the tour underneath the falls. The resort of Niagara Falls is quite commercialised and i would recommend that a stay in Niagara on the Lake would make for a more relaxed tranquil break.It reminded me very much of Stratford in the UK. There is more than enough to do for a short break, and if you are the adventureous type the speed boat ride shooting the rapids and whirlpools is a must.

Most of the larger hotels offer falls views from the rooms but these are more expensive and we found them fully booked if not booked before hand. We spent a very entertaining evening in the enormous casino in the middle of the resort, limiting ourselves to a set budget.

The fireworks display and light show on the Friday and Saturday evenings was spectacular over the falls and all in all it was a great weekend away. The cheaest flights were through the Canadian Experience company and their coices of hotel catered for all budgets.

For other travel information and advice visit http://www.weaccommodate.co.uk a worldwide dirctory of holiday accommodation and home swaps.Add your thoughts to the travel journal. Adrienne Boxhall

Freedom. Throwing caution to the wind. Oneness with nature. This is how many women are feeling about their motorcycles and they are taking the roads by storm. The notion of women being perceived as backseat ornaments on motorcycles is long past. Women are suiting up all over America and the world to experience the exhilaration that until recently mostly men had the pleasure of experiencing. They're controlling the throttle while their husbands, significant others and men in general are embracing their new found independence.

When it comes to forming motorcycle groups, clubs and organizations, women are setting their own standards. We should reflect on the past and give credit to the rebels who made this possible by defying the norm.

In the 1900's motorized bicycles opened up a new world of adventure for women. Take Dot Robinson who was considered to be a pioneer in the arena of female motorcyclists. Dot won her first trophy in 1930 at the Flint 100 Endurance race. She rode until she was 85. It is estimated that Dot has ridden about a million and a half miles.

Bessie Stringfield also known as "The Motorcycle Queen of Miami" was one of the first African American women to challenge gender and race in this arena. She was known for her "Penny Tours". She would toss a penny onto a map and set out to ride her Harley to that location, which took her all across America. Bessie received her first Harley in 1927 at the age of 16. She joined the Army as a Motorcycle dispatch Rider during World War II. Bessie was inducted in to the Motorcycle Hall of Fame in 2002 subsequent to her death in 1993 at the age of 82.

Let's not forget Adeline and Augusta, the Van Buren Sisters. In 1916 the sisters were the first to climb Pike's Peak a 3,300 mile trip and the first to travel from New York to California on motorcycles.

It was the tenacity, boldness and rebellion of such women that cleared the road for today's women who ride with passion and finesse.

In 1940, Linda Dugeau formed the Motor Mail Organization, which gave women of that era the opportunity to share their experiences with new-found friends.

Today's women are taking the lead, continuing the trend of hitting the open road and even the race tracks, in groups and alone.

As I spoke with Tammy Mullins about her riding experiences, I could tell she embraced motorcycle riding with great passion. As a young kid, Tammy enjoyed taking turns riding a dirt bike with friends. It was something she looked forward to every chance she got. From that point on she became hooked on the idea of riding a motorcycle. During one Christmas holiday, she was deeply disappointed when her brother received a motorcycle and she did not. Her parents were unaware that she had a passion for motorcycles. Over the years, Tammy continued meeting people who rode these two-wheeled wonder machines. For a long time she was a backseat rider which she admits was also a thrill. After years of not knowing how to go about obtaining a license, her husband encouraged her to take the exam. She admits that the exam challenging because "you have to be aware of your surroundings. You're out in the elements and there's no padding around you such as with driving a car." No longer the backseat rider, Tammy owns and rides a Buell Blast made by Harley Davidson, which she loves because "it's loud which allows others to become aware of my presence." Tammy always gravitated toward people with bikes because it represented a sense of freedom and independence.

Driving out in the open, the wind in your hair, feeling oneness with the road is what attracts so many people to motorcycle riding and Tammy's no different. She expresses it as communing with nature, and "it's the best feeling." Her Buell is more of a learning bike for her because she is still fairly new to the world of motorcycle riding.

Women feel a deep sense of independence when riding their bikes that they can't get from driving a car. She would like to see the motorcycle industry cater to women a little more by building bikes with power but less weight and width.

Some dealers are now beginning to take women riders more seriously. It is a growing market for them. Companies like BMW and Suzuki are beginning to design bikes that are tailored to the female physique.

Generally speaking, women have less upper body strength than men and many of them are not as tall as the average male rider. One thing Tammy dreads is picking up her bike if it falls over.

There is a special bond that exists between motorcycle riders. For example, the wave that motorcyclists use when they pass each other; bring your hand down to your left side and point your finger down.

Tammy's husband Jim has been riding motorcycles since about 1975. As a teenager in San Antonio, Texas, he realized he could obtain a license for a motorcycle before obtaining an automobile license and to him this meant freedom, in a different sense. It gave him the opportunity to leave the house without his mother having to chauffer him. His mother was not too pleased about him riding a motorcycle though. He traded his first motorcycle in for a Harley and twenty years later discovered it in a private collection at a motorcycle shop. He regained ownership and plans to restore it. According to Jim, one of the safest motorcycles you can purchase is the BMW.

Early on when Tammy first began riding, Jim accompanied her quite often for safety reasons and to help her gain confidence; but it was also much more enjoyable when riding together.

Jim's view of women riders? If they want to ride, then more power to them. He suggests that first time women riders should purchase a bike that is less expensive and easy to maintain. That's what Tammy has done.

Donna Pfoff on the other hand has always been a backseat rider. It makes her feel alive and as though she's a part of the scenery that surrounds her and her husband as they glide down the road. Her first experience on a motorcycle was an enlightening one but also frightening. When her husband purchased his first Harley, she didn't exactly take to the idea. "Was I supposed to lean when he leaned? Was I to sit absolutely still like I was a mannequin?," she states. As time passed she began to relax and literally sit back and enjoy the ride and the scenery.

When Donna and her husband traveled to vacation spots on their motorcycle, they experienced some of their most glorious rides. One experience she'll never forget she says is when they rode from Cody, Wyoming to the Beartooth Mountains. Standing in the snow at a 12,000 foot elevation was truly breathtaking, scenery you would normally only see in a photograph.

I gather from my conversations with the Mullin's and the Pfoff's that motorcycle riding places you in a completely different state of mind where you gently release your worries and stress as you blend with nature. Who knows, maybe I'll give it a try.

There is a side of motorcycling that must be discussed and that is safety. On motorcycles there is no such thing as a fender bender; the slightest bump will knock you off your bike. As I conversed with Tammy and her husband, they offered a few points about safety.

• Until you become an experienced rider, be careful with acceleration
• Always wear a helmet with a face shield or eye protection
• Wear a heavy protective jacket with padding at the elbows, shoulders and back
• Wear heavy boots that cover the ankles
• Dark clothing is not the best choice, especially if you are riding at night; if you choose to ride after dusk, wear reflective clothing
• Allow tailgaters to pass by slowing down, pulling over and waving for them to pass;

And here are a few more points if you are new to or have an interest in motorcycle riding:

• Take a motorcycle safety course first
• Find friends and/or a mentor who rides
• Consider purchasing a used or less expensive bike

Female motorcycle groups are extremely diverse in age, the style and make of their bikes, their professional and ethic backgrounds, and they range from novice to the seasoned fast-lane race track rider. One thing remains constant, the friendships and the special bonds that bring them together. It's not all about coming together for leisurely rides. While enjoying their new-found freedom and independence, these women are making a difference in their communities. They are participating in charities, donating gifts and riding for causes such as breast cancer. They are forming friendships that enrich their lives and the lives of people around them.

Riding motorcycles is no longer a "man's thing", it's also a "woman's thing" and they're doing it with style. Move over Easy Rider, the ladies have arrived.

Ms. Davis is Founder and Editor in Chief of Exceptional Magazine http://www.exceptionalmag.com, a publication that takes an innovative approach to showcasing some of the worlds most extraordinary people and their accomplishments; revealing why they are successful at what they do and the motivating factors that make them excel. The magazine promotes among people of all socio-economic backgrounds a renewed vision, unity and better living through positive media.

There are mobile homes for sale, for much less than stick-built houses, in most areas of the country. Despite persistent predjudice against them, and sometimes the people living in them, mobile homes are the cheap housing choice of millions. The advantages are not always obvious, but they are real.

First of all, let's acknowledge the big "truth" about mobile homes and appreciation or depreciation. It's true in most areas that mobile homes in parks go down in value over time. That's why I don't recommend buying in a park, unless you absolutely can't buy real estate, and you have done the math to see if you are better off than renting a nice apartment.

To "do the math" consider lot rent, payment, and the remaining value of the mobile when you put it up for sale, minus what you will still owe, when you are likely to move. These are guesses, but still better than nothing if you are as objective as you can be.

Mobile Homes For Sale With Real Estate

When looking at mobile homes for sale on land, however, you are looking at an entirely different investment. My mobile home in Michigan doubled in value in the twelve years I lived in it. That's because even as the home deteriorated a little over time (don't all houses?), the value of the land continued to rise. You also can do what you like with the home when you own the land. For example, I took in more money from my home than it originally cost, by renting out a room or two over the years.

As mentioned, mobile homes usually sell for less than other houses, and this means lower payments. Also, because of the shortened amortization and lower loan amount, you will often build equity faster in a mobile home than in a more expensive house. A quick example follows, for the skeptical among you.

Equity Building With Mobile Homes

If you buy a house with a $100,000 mortgage loan amortised over 30 years at 6% interest, you'll have a payment of $599.60. Of the first payment, $500 will go towards interest, $99.60 towards principal. In other words, you only built equity of $99.60 (I'm ignoring appreciation, but only for the moment).

Second scenario: Find a nice mobile home for sale, and borrow only $30,000, at 8% interest, amortised over 10 years. Note that higher interest is always the case with "factory built home mortgages." The shorter term is normal too, but least you'll own your home free-and-clear in 10 years instead of 30. Despite higher interest and a shorter term, the payment will be only $363.99, and the first month only $200 will go towards interest. That means the other $163.99 goes towards principal. You bought more house (built more equity) in this scenario.

It's true that a mobile home on land might appreciate more slowly than a "regular" house, but the faster loan pay-down probably more than covers this factor. If you also chose to bank the difference in payments ($235.61 per month), you'd definitely be better off financially with the mobile home versus the more expensive home.

Pay less per month and build more equity! Don't expect your real estate agent to tell you this. Don't expect him to even agree with me after you explain it. I sold real estate years ago, and math skills were not a big part of the licensing requirements.

Mobile Homes For Sale; Other Advantages

Mobile homes are cheaper to maintain. Years ago I had a mobile home as a rental, and the furnace in it died. This is the most expensive repair you'll have in a mobile. I had to replace it for $1,200, but that was still less than a furnace for a larger home. Consider that for $200 you can tar the roof of your home, or $30 if you do it yourself, instead of $5,000 to re-shingle a traditional roof. The windows, plumbing, doors - all cheaper.

Property taxes will cost less, because they're based on the value of the property, and mobile homes for sale on land have lower value than stick-built houses. Insurance may cost less too, again because you are insuring less value. The only precaution to remember here is to be sure you can get insurance. Very old mobiles may be uninsurable in some areas.

Should You Buy A Mobile Home?

Don't buy a mobile home if prices for houses in the area are just as low. Believe it or not, this is the case in some areas. We bought a house near Butte, Montana for $17,500 - less than mobile homes for sale there (See a photo on our site www.HousesUnderFiftyThousand.com).

Houses do generally hold up better. Then there are the issues of whether your own needs and predjudices will let you be comfortable in a mobile home. They are sometimes for sale in areas you don't want to live in (Certainly true of houses as well). These are personal things you have to consider.

The advantages are clear for many young people starting out. It may be their only option, but it may be your better option. Besides a lower initial price, you get simpler, cheaper maintainance, lower monthly payments, less property tax, less for insurance, and faster equity build-up. So don't automatically pass on those mobile homes for sale when you're out home-hunting.

Steve Gillman and his wife Ana have converted their mobile home in Michigan to a rental and moved to Tucson, Arizona. He and his wife also lived for a while in Montana, where they bought a beautiful house (not a mobile) for $17,500. That experience lead to the creation of their website, http://www.HousesUnderFiftyThousand.com